UK running cost · free calculator
How much does a Volkswagen Polo cost per month?
The Polo is a useful benchmark for a conventional petrol supermini. Use this page to compare fuel savings with depreciation, insurance and servicing over the same ownership period.
Your editable estimate
What would this Polo cost you?
Estimated economic cost
£455/monthPer year£5,465
Per mile£0.55
Running cost excluding depreciation£264/month
Where does the budget go?
monthly averageEstimated depreciation£192
Petrol£100
Insurance£72
Servicing£33
Repair reserve£23
Tyres£19
Road tax allowance£16
First AutoPrisme checkEstimated depreciation is the largest cost in this scenario.
Build a cash-flow budget →A £0.10 increase per litre would add approximately £6.88 per month at 10,000 miles per year.
Mileage comparison
How annual mileage changes the estimate
The price, resale value and fixed costs stay unchanged. Only annual mileage and energy use change in this quick comparison.
AutoPrisme method
A complete economic cost, not only fuel
The calculator combines estimated value loss, petrol or electricity, insurance, parking and yearly allowances for servicing, repairs, tyres and road tax. Irregular bills are divided by twelve to make them comparable.
Formuladepreciation + energy + insurance + servicing + repairs + tyres + tax
Finance capital is not added on top of depreciation, which would count the car's value twice. Use the separate loan or PCP/HP calculator to examine interest and monthly cash flow.
Why this page is useful
What the calculation exposes
- Straightforward petrol benchmark
- Useful comparison with premium and budget superminis
- Editable per-mile cost
Check before deciding
The most sensitive assumptions
- R-Line price is not representative of every Polo
- DSG and manual versions have different figures
- Insurance groups vary by engine and trim
Usage profile
Who is the Volkswagen Polo for?
A low monthly estimate is not enough. Check whether the format, journeys and ownership constraints suit your life.
This car may suit you if…
- Commuting
- Urban and mixed use
- Drivers wanting a conventional small hatchback
Look at other models if…
- You need more rear space
- You want an EV
- You prefer a crossover
Data and transparency
Where does the starting efficiency figure come from?
Volkswagen UK lists 55.1 mpg WLTP combined for the 1.0 TSI 95 PS R-Line manual example. Other engines and DSG versions differ.
Volkswagen UK — Polo configuratorAll other amounts are editable editorial examples. They are not a valuation, insurance quote, tax calculation or prediction of repairs or resale value.
Build a separate monthly cash budgetFrequently asked questions
Volkswagen Polo running costs
How much does a Volkswagen Polo cost per month?
There is no single monthly figure. The result depends on the price paid, future resale value, mileage, insurance and maintenance. Change every input to match the exact vehicle and your circumstances.
What efficiency should I use for a Polo?
The pre-filled figure is tied to the 1.0 TSI 95 PS R-Line manual example and is only a starting point. Replace it with the official figure for your version or your own measured consumption.
Does the calculation include car finance?
No. This model page uses depreciation to represent the vehicle's economic cost and avoids adding the financed capital twice. Use the separate loan, PCP or HP tools to examine cash flow and interest.
Turn the number into a decision
What should you check next?
Check affordability, build the cash budget and then compare the finance structure using the same purchase price.
01 · BudgetDoes the complete cost fit my income?Protect expenses, savings and a safety buffer first.Check affordability →02 · Cash flowWhat leaves my account each month?Add the finance payment and every running bill.Build the monthly budget →03 · FinancePCP or HP for the same vehicle?Compare total paid, deposit and final balloon payment.Compare PCP and HP →
One model, every important cost
Replace the example with written quotes.
Use the exact purchase price, insurance quote, tax, mileage and expected servicing before making a final decision.