UK car costs · editable examples
Choose a popular UK model, then change its price, mileage, insurance, fuel or charging, servicing and future resale value. Every page uses the same method, so comparisons stay meaningful.
Start with the right question
A lower monthly finance payment can hide depreciation, a large final payment, insurance or higher running costs.
Popular UK cars
These examples are starting points, not price, insurance, tax or resale quotations. Replace them with the exact vehicle and written quotes.
A Ford Puma budget is shaped by depreciation and insurance as much as petrol. This UK calculator starts with the 125 PS mild-hybrid version and lets you replace every assumption.
The JAECOO 7 is a fast-growing UK choice, but a competitive purchase price does not reveal its full ownership cost. Test depreciation, fuel, insurance and servicing together.
A Kia Sportage Hybrid can reduce fuel use, but purchase price, depreciation, tyres and insurance remain major costs. Adjust this complete UK ownership estimate to your quote.
The Qashqai e-POWER still uses petrol even though the wheels are electrically driven. This calculator uses UK mpg and includes the costs that sit outside the fuel figure.
A Volkswagen Golf can be economical at the pump while still carrying meaningful depreciation, insurance and servicing costs. Edit the UK assumptions for the exact trim you are considering.
The Corsa is often judged by its payment or fuel economy alone. This calculator combines depreciation, petrol, insurance and upkeep into one editable UK estimate.
The MG HS offers a lot of car for its price, but total ownership still depends on resale value, insurance and long-term upkeep. Test those variables before comparing monthly deals.
A MINI Cooper can command a higher purchase price and insurance premium than a basic hatchback. This page shows whether the full cost still fits your budget.
The Volvo XC40 combines a premium purchase price with compact-SUV practicality. Calculate how depreciation, insurance, fuel and tyre costs affect the real monthly budget.
The Polo is a useful benchmark for a conventional petrol supermini. Use this page to compare fuel savings with depreciation, insurance and servicing over the same ownership period.
A Tesla Model 3 has no petrol bill, but electricity, depreciation, insurance and tyres still matter. Enter your own home and public charging mix to test the complete cost.
The Model Y adds SUV space to an electric drivetrain, but its larger purchase price and tyres can materially change the monthly result. Test it with your charging price and mileage.
A practical decision sequence
Start from a documented version and visible assumptions.
Use your mileage, insurance quote, energy price and ownership period.
Compare the complete cost with income, expenses and planned savings.
Test PCP, HP or a loan without confusing the payment with total cost.
Why these models?
The first collection prioritises models appearing in the 2026 UK registration rankings, plus highly visible electric cars. This keeps the library focused instead of publishing hundreds of thin pages.
SMMT — latest UK registration dataFrequently asked questions
Each page combines estimated depreciation, petrol or electricity, insurance, parking, servicing, repairs, tyres and a road-tax allowance. Every input can be changed.
No. Manufacturer efficiency data is documented, but purchase price, insurance, maintenance and resale are editable examples rather than market averages or quotes.
Petrol and hybrid pages use imperial UK mpg because that is the unit displayed by UK manufacturers. Electric pages use kWh per 100 miles.
No. The model pages measure economic ownership cost through depreciation. Use the PCP vs HP and total car cost calculators to examine payments, interest and monthly cash flow separately.